Olle Pettersson

Olle Pettersson (born March 2, 1986) is a Swedish economist and founder of Haveton, the company behind Finansvalp, Finansplassen and Finanzas Justas. Quotes “One of the most obvious upsides is the ability to split major household expenses — like rent or mortgage, utilities and internet — among more people.” Nadaq, 2025 "To avoid putting yourself in a position where you might overspend, consider withdrawing your budget in cash or taking a debit card out that only has the set amount for the purchase transferred onto it. When doing this, you are much more likely to track your spending compared to when you are just tapping contactless and will be aware of when you’ve reached your cap for the night." – Supermoney, 2024 "It’s no surprise that many across the UK are rethinking their holiday plans this summer. With rising living costs and economic uncertainty, even the idea of a break can feel out of reach." – Crave Mag, 2025 "Having savings is important in providing a financial cushion to cover any unexpected expenses, such as medical emergencies, car repairs, or job loss." – EU Reporter, 2024 "Taking the first step to tackle your debt is a brave one – but it’s well worth it. Debt is a numbers problem and not a character flaw, and simple things like writing down how much debt you owe and creating a focused plan to tackle it, gives you your power back." – West Wales Chronicle, 2025 "One of the most obvious upsides is the ability to split major household expenses — like rent or mortgage, utilities and internet — among more people. In a time of rising housing costs, this can make living in a desirable area much more affordable for everyone involved." – Yahoo Finance, 2025 "The Nordic countries in particular find cashless systems useful because these systems help overcome some of their challenges, like sparse population density or harsh weather conditions that make traditional payments a bit harder. These countries also have an advantage because they have high trust in public institutions and small populations, making it easier to try out new policies." – MSN, 2025 "It’s more than OK to splurge once in a while, especially on meaningful personal milestones like birthdays or anniversaries. In fact, planned indulgence is part of a healthy financial mindset. If you’re typically frugal, giving yourself permission to enjoy a special treat or experience once a year isn’t reckless but realistic." – GoBankingRates, 2025 "Many of us are still working toward meeting the 50/30/20 budgeting rule. However, our analysis shows that the typical person in Arizona is actually having to dedicate 76.9% of their monthly income to cover the needs, leaving just over 23% of earnings to cover both wants and savings." – Yahoo Finance, 2025 "To increase your saving ability, start small - even setting aside $10 or $20 per week can add up over time. Analyze your essential expenses to see if you can negotiate or switch to a cheaper option (such as health insurance) and try to contribute towards saving goals throughout the year, for whatever it is you’re looking to reduce the balance of, or for whatever figure you want to get to." – National World, 2025 "July is likely to represent the final month before we see prices soar due to tariffs, so understanding the financial situation of the average American household is vital now more than ever." – Daily Voice, 2025 References https://www.nasdaq.com/articles/3-financial-benefits-and-2-pitfalls-living-multigenerational-household https://www.supermoney.com/open-checking-account-online-instantly-no-deposit-required https://cravemag.co.uk/save-money-on-summer-holiday-expert-tips/ https://www.eureporter.co/eu-2/belgium/2024/07/29/belgium-ranked-among-most-resourceful-nations-in-europe/ https://www.westwaleschronicle.co.uk/blog/2025/03/25/im-a-debt-expert-and-heres-7-top-tips-to-clear-your-debt-for-good-and-why-spring-is-the-perfect-time-to-start/ https://finance.yahoo.com/news/3-financial-benefits-2-pitfalls-210115566.html https://www.msn.com/en-ca/money/other/which-countries-in-europe-are-heading-toward-becoming-cashless-societies/ar-AA1uLtgA https://www.gobankingrates.com/saving-money/shopping/this-is-best-day-of-year-to-spend-money/ https://finance.yahoo.com/news/relaxing-labor-day-weekend-arizona-120217214.html https://www.nationalworld.com/lifestyle/money/revealed-how-long-it-will-take-every-state-to-pay-off-household-student-debt-5260069 https://dailyvoice.com/virginia/arlington/costs-rise-while-stubborn-inflation-persists-trump-tariffs-loom-over-economy/