2015 Union budget of India

Government budget December 2015 December 2015 India 2014 Union budget of India 2014 2016 Union budget of India 2016 Emblem_of_India.svg Emblem of India Arun Jaitley, Finance Minister 28 February 2015 Indian Parliament Bhartiya Janta Party http://www.indiabudget.gov.in The 2015 Union budget of India refers to 2015–2016 Union budget of India. The beginning of the budget printing began on 19 February 2015 with the traditional halwa ceremony. From 20 February until the presentation of budget about 100 government employees remained locked up in the North Block of the Secretariat Building, New Delhi, which houses the budget printing press, to maintain secrecy.'Halwa ceremony' marks beginning of budget printing process http://www.thehindubusinessline.com/news/halwa-ceremony-marks-beginning-of-budget-printing-process/article6913380.ece 19 February 2015 The Hindu Business Line 19 February 2015 The budget was presented on 28 February by Finance Minister Arun Jaitley.India budget to boost investment https://www.bbc.com/news/world-asia-india-31654789 28 February 2015 BBC News 28 February 2015Key Features of Budget 2015-2016 http://indiabudget.nic.in/ub2015-16/bh/bh1.pdf Government of India 4 March 2015 https://web.archive.org/web/20150314212400/http://indiabudget.nic.in/ub2015-16/bh/bh1.pdf 14 March 2015 dead Summary Taxation Personal income tax Income tax in India There was no change in income tax slabs of individuals.June 2026 The wealth tax was abolished. The surcharge on individuals, Hindu Undivided Families (HUF), associations of persons (AOPs), bodies of individuals (BOI)s, artificial juridical persons, firms, cooperative societies and local authorities having income earning 1 INR crore or more, was raised from 10% to 12%.Budget 2015: Curtains on wealth tax, extra 2% surcharge on super-rich http://www.hindustantimes.com/business-news/wealth-tax-abolished-extra-2-surcharge-on-super-rich/article1-1321573.aspx https://web.archive.org/web/20150302040644/http://www.hindustantimes.com/business-news/wealth-tax-abolished-extra-2-surcharge-on-super-rich/article1-1321573.aspx dead 2 March 2015 4 March 2015 Hindustan Times 1 March 2015 The permitted deduction limit was raised up to 25,000 INR towards health insurance for ordinary citizens, an increase from previous 15,000 INR. For senior citizens, it was raised to 30,000 INR from previous 25,000 INR. For very senior citizens, i.e. 80 or above, who don't have insurance, a deduction of 30,000 INR was allowed. A deduction up to 80,000 INR was allowed on the treatment of select very serious diseases for very senior citizens. A deduction up to 25,000 INR was allowed for differently-abled citizens.June 2026 An additional 50,000 INR was permitted on the new pension scheme. Salaried employees were given the choice between Employees' Provident Fund and National Pension Scheme as their pension fund.Budget 2015: EPF or NPS, employees get more choice http://www.livemint.com/Politics/CsDabXOMdAteYs1ysXab3N/Budget-2015-Govt-to-revamp-laws-governing-salary-payment.html Live Mint 28 February 2015 Investments in Sukanya Samriddhi Scheme and interest payouts were made eligible for deductions. Exemptions for transport allowances was raised from 800 INR to 1600 INR per month, it is thus 19200 INR per year. This exemption is usually given to individual salaried employees for commuting from home to workplace.Transport allowance to be tax-free for up to Rs 1,600 per month http://www.hindustantimes.com/business-news/transport-allowance-to-be-tax-free-for-up-to-rs-1-600-per-month/article1-1321833.aspx https://web.archive.org/web/20150310003948/http://www.hindustantimes.com/business-news/transport-allowance-to-be-tax-free-for-up-to-rs-1-600-per-month/article1-1321833.aspx dead 10 March 2015 4 March 2015 Hindustan Times 1 March 2015 It was announced that premature withdrawal from pension funds, if service period is less than 5 years, will result in deduction of tax at source. If withdrawal amount is more than 30,000 INR then 10% tax will be deducted.Arun Jaitley makes big push towards social security reforms in Budget 2015 http://businesstoday.intoday.in/story/budget-2015-makes-big-push-towards-social-security-reforms/1/216374.html 5 March 2015 Business Today 2 March 2015 Corporate tax It announced that corporate tax rate will be gradually reduced from 30% to 25% over the period of 4 years, starting in April 2016. 2% surcharge was introduced on earnings above 10 crores. However, it was also announced that exemptions and incentives will also be removed.India to cut corporate tax to 25% over four years http://www.rediff.com/business/report/budget-india-to-cut-corporate-tax-to-25-over-four-years/20150228.htm 4 March 2015 Rediff 28 February 2015 It was announced that donations made to Swachh Bharat Abhiyan and Clean Ganga plan under corporate social responsibility will get 100% deduction.Budget: Tax sops likely for investments in Swachh Bharat, Clean Ganga http://www.financialexpress.com/article/economy/budget-tax-sops-likely-for-investments-in-swachh-bharat-clean-ganga/44044/ 4 March 2015 Zee News 17 February 2014 https://web.archive.org/web/20150217212240/http://www.financialexpress.com/article/economy/budget-tax-sops-likely-for-investments-in-swachh-bharat-clean-ganga/44044/ 17 February 2015 dead The General Anti-Avoidance Rule was delayed by two years.Budget 2015: Wealth tax abolished; applicability of GAAR deferred by two years http://articles.economictimes.indiatimes.com/2015-02-28/news/59612799_1_finance-minister-arun-jaitley-wealth-tax-budget-2015 https://web.archive.org/web/20150303181602/http://articles.economictimes.indiatimes.com/2015-02-28/news/59612799_1_finance-minister-arun-jaitley-wealth-tax-budget-2015 dead 3 March 2015 5 March 2015 The Economic Times 28 February 2015 Yoga trusts were classified as charitable trusts and given tax benefits.Budget 2015 - Baba ray: Yoga gurus can now exhale http://timesofindia.indiatimes.com/budget-2015/common-man/Budget-2015-Baba-ray-Yoga-gurus-can-now-exhale/articleshow/46416700.cms 5 March 2015 The Times of India 1 March 2015 Service tax The service tax rate was raised from 12.36% to 14%.Budget 2015: Service tax hike likely to hit overall consumption http://economictimes.indiatimes.com/news/economy/finance/budget-2015-service-tax-hike-likely-to-hit-overall-consumption/articleshow/46425217.cms 4 March 2015 The Economic Times 2 March 2015 A Swachh Bharat cess was announced, under which 2% will be added on select services.Swachh Bharat Cess not on all services: Centre http://www.deccanherald.com/content/463360/swachh-bharat-cess-not-all.html 4 March 2015 Deccan Herald 3 March 2015 The service tax exemption given to mutual fund agents was withdrawn.Service tax exemption to MF agents withdrawn http://timesofindia.indiatimes.com/business/mf-simplified/mf-news/Service-tax-exemption-to-MF-agents-withdrawn/articleshow/46450440.cms The Times of India 4 March 2015 Lottery ticket sellers and chit fund agents were brought under the ambit of service tax.Budget 2015: Now chit fund foremen to pay service tax http://articles.economictimes.indiatimes.com/2015-02-28/news/59612873_1_service-tax-foremen-chit-fund https://web.archive.org/web/20150403064928/http://articles.economictimes.indiatimes.com/2015-02-28/news/59612873_1_service-tax-foremen-chit-fund dead 3 April 2015 5 March 2015 The Economic Times 28 February 2015Lottery sellers now under service tax ambit https://www.thehindu.com/business/budget/lottery-sellers-now-under-service-tax-ambit/article6946561.ece 5 March 2015 The Hindu 1 March 2015 Varishta Bima Yojana for senior citizens was exempt from service tax.June 2026 Pre-cooling, ripening, retail packing and labelling of vegetables and fruits were exempted from service tax. Ambulance services were exempted from service tax. Visits to music concerts, amusement and theme parks were brought under the ambit of service tax. Visits to museums, zoos, national parks, wildlife sanctuaries and tiger reserves were exempted service tax. Salaried employees were given the choice between Employees' Provident Fund and National Pension Scheme as their pension fund.Budget 2015: EPF or NPS, employees get more choice http://www.livemint.com/Politics/CsDabXOMdAteYs1ysXab3N/Budget-2015-Govt-to-revamp-laws-governing-salary-payment.html Live Mint 28 February 2015 Two new insurance schemes and a pension fund were announced to improve the social security of the poor citizens. Pradhan Mantri Suraksha Bima Yojana with an annual premium of 12 INR will provide a coverage of 2 INR lakh for full disability or death, and 1 lakh for partial disability. Pradhan Mantri Jeevan Jyoti Bima Yojana is a life insurance scheme with an annual premium of 330 INR, it will pay 2 INR lakh in case of death. Atal Pension Yojana is a pension scheme targeted at the unorganised sector.Govt announces details of new insurance, pension schemes http://www.thehindubusinessline.com/economy/govt-announces-details-of-new-insurance-pension-schemes/article6950744.ece 4 March 2015 Business Line 2 March 2015 Excise The education cess were subsumed from central excise duty. Instead, the central excise duty rates were rounded off from 12.36% to 12.5%.Budget 2015: Moving on GST; education cess to be subsumed in central excise, says government http://articles.economictimes.indiatimes.com/2015-02-28/news/59613049_1_gst-goods-and-services-tax-122nd-constitution-amendment-bill https://web.archive.org/web/20150322070545/http://articles.economictimes.indiatimes.com/2015-02-28/news/59613049_1_gst-goods-and-services-tax-122nd-constitution-amendment-bill dead 22 March 2015 5 March 2015 The Economic Times 28 February 2015 The clean energy cess was increased from 100 INR to 200 INR per tonne of coal.Budget 2015 lukewarm to the green energy sector http://forbesindia.com/article/budget-2015/budget-2015-lukewarm-to-the-green-energy-sector/39741/1 5 March 2015 Forbes India 28 February 2015 It was announced that the Goods and Services Tax is expected to be implemented by 1 April 2016.Budget 2015: Implementation of GST in April 2016, a reality or mirage? http://articles.economictimes.indiatimes.com/2015-02-28/news/59612731_1_service-tax-rate-union-budget-central-excise-duty https://archive.today/20150309150323/http://articles.economictimes.indiatimes.com/2015-02-28/news/59612731_1_service-tax-rate-union-budget-central-excise-duty dead 9 March 2015 5 March 2015 The Economic Times 28 February 2015 The excise duty on cigarettes was increased by 25%. The excise on cut tobacco was raised from 60 INR to 70 INR per kg. The duty on plastic bags was increased from 12% to 18%. The duty on soft drinks and packaged water was increased from 12% to 18%. On cement, it increased from 900 INR per tonne to 1000 INR per tonne. The duty was removed from compounds used in the manufacture of incense sticks. Excise duty on leather footwear was reduced from 12% to 6%. The duty on locally manufactured mobile phones, LED/LCD panels, LED lights and lamps was reduced. The duty on ambulance chassis reduced from 24% to 12.5%.Union Budget 2015-16: Smoking, eating out, air travel to be costlier https://www.thehindu.com/business/budget/Union-Budget-2015-16-Smoking-eating-out-air-travel-to-be-costlier/article60516706.ece 5 March 2015 The Hindu 28 February 2015 Custom duty 22 components used in electronics sector were exempted from import duty.For 'Make in India': No basic custom duty on 22 items http://www.hindustantimes.com/business-news/for-make-in-india-no-basic-custom-duty-on-22-items/article1-1321820.aspx https://web.archive.org/web/20150310004726/http://www.hindustantimes.com/business-news/for-make-in-india-no-basic-custom-duty-on-22-items/article1-1321820.aspx dead 10 March 2015 5 March 2015 Hindustan Times 1 March 2015 Basic custom duty on magnetrons were removed. Import duty on various refrigerator components were removed. Import duty on solar water heaters was removed. Some pacemaker components were exempted. Duty on imported commercial vehicle was increased from 10% to 40%.Union Budget 2015: Customs duty on commercial vehicles raised to 40% from 10% http://www.moneycontrol.com/news/business/union-budget-2015-customs-dutycommercial-vehicles-raised-to-4010_1315964.html 5 March 2015 Moneycontrol 28 February 2015 Education A scheme called Nayi Manzil was announced which will help minority youth without school-leaving certificate to find employment.Nayi Manzil is a step in right direction http://timesofindia.indiatimes.com/city/lucknow/Nayi-Manzil-is-a-step-in-right-direction/articleshow/46415612.cms 4 March 2015 The Times of India 1 March 2015 Five new All India Institutes of Medical Sciences (AIIMS) were announced for Jammu and Kashmir, Punjab, Tamil Nadu, Himachal Pradesh and Assam. The setting up of second AIIMS like institution in Bihar was announced in 2015 Union budget.http://profit.ndtv.com/budget/budget-2015-more-aiims-iit-and-iims-announces-finance-minister-jaitley-743146 Budget 2015: More AIIMS, IIT and IIMs, Announces Finance Minister Jaitley An Indian Institute of Technology (IIT) will set up in Karnataka and the Indian School of Mines, Dhanbad will be upgraded to an IIT. Two new Indian Institutes of Management (IIM) announced for Jammu and Kashmir and Andhra Pradesh.Over 2 per cent cut in education budget; new IITs, IIMs to be set up http://articles.economictimes.indiatimes.com/2015-03-01/news/59642333_1_iits-kpmg-india-iims https://web.archive.org/web/20150402213736/http://articles.economictimes.indiatimes.com/2015-03-01/news/59642333_1_iits-kpmg-india-iims dead 2 April 2015 4 March 2015 The Economic Times 1 March 2015 A new Post Graduate Institute of Horticulture Research and Education was announced for Amritsar. Three new National Institutes of Pharmaceutical Education and Research were announced for Maharashtra, Rajasthan and Chhattisgarh. Two new Institutes of Science and Education Research were announced for Nagaland and Odisha. Two new institutes called Apprenticeship Training Institute for Women were announced for Haryana and Uttarakhand. A networked system called the Student Financial Aid Authority was announced which would monitor the allocation of scholarships and educational loans under the Pradhan Mantri Vidya Lakshmi Karyakram. The education budget was allocated 69,074 INR crore for the year 2015–16. This was a reduction from the revised estimates from 2014 to 2015 which was 70,505 INR crore. The school education sector was allocated 42,219.50 INR crore and higher education sector was allocated 26,855 INR crore.Budget 2015: Focus shifts to higher education http://www.livemint.com/Politics/W2Z3Ebwx8ZcVavXZx1yN8I/Union-Budget-2015-cut-of-over-165-for-education-sector.html 4 March 2015 Live Mint 28 February 2015 Investments A proposed Benami Transactions (Prohibition) Bill, which would criminalise cash transactions of 20000 INR or above for purchase of immovable properties, was announced. Permanent Account Number (PAN) was made mandatory for transactions above 1 INR lakh.June 2026 Three new gold deposit schemes were announced to reduce import of gold and monetise the gold held by citizens.Budget 2015: India to introduce gold deposit accounts, no mention of import duty http://articles.economictimes.indiatimes.com/2015-02-28/news/59613055_1_gold-imports-gold-bond-largest-consumers https://web.archive.org/web/20150304220818/http://articles.economictimes.indiatimes.com/2015-02-28/news/59613055_1_gold-imports-gold-bond-largest-consumers dead 4 March 2015 5 March 2015 The Economic Times 28 February 2015 A gold coin with the Ashoka Chakra on the face will be created.Ashoka Chakra gold coin soon https://www.thehindu.com/business/budget/ashoka-chakra-gold-coin-soon/article6944940.ece 5 March 2015 The Hindu 28 February 2015 The listing of Real Estate Investment Trusts (REITs) was made easier.Union Budget 2015: REITs listing set to become easy, with smoother investor exits http://articles.economictimes.indiatimes.com/2015-02-28/news/59612892_1_infrastructure-investment-trusts-invits-reits https://web.archive.org/web/20150306192015/http://articles.economictimes.indiatimes.com/2015-02-28/news/59612892_1_infrastructure-investment-trusts-invits-reits dead 6 March 2015 5 March 2015 The Economic Times 28 February 2015 It was announced that foreign investments will be allowed in Alternative Investment Fund (AIF), which are pooled investments in real estate, private equity and hedge funds.De-jargoned: Alternative investment funds http://www.livemint.com/Money/WMWedyfbu45PPubMcUURyN/Dejargoned-Alternative-investment-funds.html 5 March 2015 Live Mint 4 March 2015 A simpler bankruptcy law would be created.Budget 2015: A comprehensive bankruptcy code like US style Chapter 11 http://articles.economictimes.indiatimes.com/2015-03-01/news/59642290_1_bankruptcy-law-banking-system-march-2014 https://web.archive.org/web/20150402195550/http://articles.economictimes.indiatimes.com/2015-03-01/news/59642290_1_bankruptcy-law-banking-system-march-2014 dead 2 April 2015 5 March 2015 The Economic Times 1 March 2015 The SARFAESI Act will be expanded to cover non-banking financial institutions (NBFC) which will make it easier for them to recover non-performing assets (NPA).SARFAESI Act to cover NBFCs https://www.thehindu.com/business/budget/SARFAESI-Act-to-cover-NBFCs/article60256408.ece 10 March 2015 The Hindu 1 March 2015 Other announcements The states of Bihar and West Bengal were given special assistance packages from the centre.Budget 2015's poll pitch: Special assistance for Bihar, West Bengal https://www.indiatoday.in/budget-2015/story/budget-2015-poll-pitch-special-assistance-for-bihar-west-bengal-arun-jaitley-242408-2015-02-28 5 March 2015 India Today 28 February 2015 A startup incubator programme called Self Employment and Talent Utilisation (SETU) was announced. It was allocated 1000 INR crore.Budget 2015: Rs. 1,000-Crore Fund Announced for Tech Startups, Entrepreneurs http://gadgets.ndtv.com/others/news/budget-2015-rs-1000-crore-fund-announced-for-tech-startups-entrepreneurs-665604 5 March 2015 NDTV 28 February 2015 Revenues and expenditures The Plan Expenditure for 2014-15 was revised from 575000 INR crore to 467934 INR crore due to a large deficit. The Plan Expenditure for 2015-16 was set at 465277 INR crore. The Non-Plan Expenditure was estimated at 1312200 INR crore, with the total being estimated at 1777477 INR crore.Budget cuts Plan spending for current fiscal by Rs 1 lakh crore http://www.dnaindia.com/money/report-budget-cuts-plan-spending-for-current-fiscal-by-rs-1-lakh-crore-2065071 4 March 2015 DNA India 28 February 2015 The government expects 1449490 INR crore as tax receipts, of which 523958 INR crore will go to state governments. Non-tax receipts were estimated at 221733 INR crore for 2015–16.Budget 2015 At a glance (Revenues) http://indiabudget.nic.in/ub2015-16/bag/bag2.pdf 18 June 2015 Government of India 28 February 2015 https://web.archive.org/web/20150318183342/http://www.indiabudget.nic.in/ub2015-16/bag/bag2.pdf 18 March 2015 dead The defence budget was increased from 2.29 INR lakh crore in 2014–15 to 2.46 INR lakh crore in 2015–16, an increase of 10.95%.Indian defence budget hike will create new edge of tension: Pakistani media http://economictimes.indiatimes.com/news/politics-and-nation/indian-defence-budget-hike-will-create-new-edge-of-tension-pakistani-media/articleshow/46432907.cms 4 March 2015 The Economic Times 2 March 2015 The expenditure on healthcare was set at 33,152 INR crore for 2015–16, a reduction from 39,238 INR crore in 2014–15.Budget 2015: 5 more AIIMS, tax exemption limit in health care premium increased http://www.dnaindia.com/money/report-5-more-aiims-tax-exemption-limit-in-health-care-premium-increased-2065213 4 March 2015 DNA India 1 March 2015 Tax-free infrastructure bonds were re-introduced after a gap of one year.Comeback kings: Arun Jaitley ushers in tax-free infra bonds again http://www.financialexpress.com/article/economy/comeback-kings-arun-jaitley-ushers-in-tax-free-infra-bonds-again/49073/ 4 March 2015 The Financial Express (India) 4 March 2015 https://web.archive.org/web/20150402162046/http://www.financialexpress.com/article/economy/comeback-kings-arun-jaitley-ushers-in-tax-free-infra-bonds-again/49073/ 2 April 2015 dead The fiscal deficit for 2014-15 was 4.1% of the GDP. The target set for 2015-16 was that the fiscal deficit would be brought down to 3.9%. The revenue deficit target for 2015-16 was set at 2.8% of the GDP, 0.1% lower from 2014 to 2015.Many hits in Budget, but fixing fiscal deficit is a miss http://timesofindia.indiatimes.com/home/sunday-times/all-that-matters/Many-hits-in-Budget-but-fixing-fiscal-deficit-is-a-miss/articleshow/46417204.cms 4 March 2015 The Times of India C. Rangarajan 1 March 2015 Responses Prime Minister Narendra Modi of BJP political party called the budget progressive and positive. Home Minister Rajnath Singh of BJP called the budget an important step towards building a modern India. BJP president Amit Shah praised the anti-black money measures.June 2026 Mallikarjun Kharge of INC political party called the budget pro-industrialist. Former Finance Minister P. Chidambaram of INC said the budget appeases taxpayers and corporates but ignores the poor. Former Prime Minister Manmohan Singh of INC said that the budget had good intentions but lacked a proper road map.June 2026 Nitish Kumar, Chief Minister of Bihar, thanked the Finance Minister for the special assistance package and the new AIIMS in Bihar.Budget 2015: Nitish Kumar thanks Centre for special financial assistance, AIIMS http://articles.economictimes.indiatimes.com/2015-02-28/news/59612933_1_bihar-cm-chief-minister-nitish-kumar-special-category-status https://web.archive.org/web/20150402162041/http://articles.economictimes.indiatimes.com/2015-02-28/news/59612933_1_bihar-cm-chief-minister-nitish-kumar-special-category-status dead 2 April 2015 5 March 2015 The Economic Times 28 February 2015 Tarun Gogoi, Chief Minister of Assam, called the budget pro-rich and pro-corporate and criticised it for the lack of benefits for North East India.Union Budget 2015 pro-rich, pro-corporate, nothing for Assam and North-East: Tarun Gogoi http://articles.economictimes.indiatimes.com/2015-02-28/news/59613058_1_tarun-gogoi-union-budget-investment-promotion-policy https://web.archive.org/web/20150403012824/http://articles.economictimes.indiatimes.com/2015-02-28/news/59613058_1_tarun-gogoi-union-budget-investment-promotion-policy dead 3 April 2015 5 March 2015 The Economic Times 28 February 2015 Naveen Patnaik, Chief Minister of Odisha, called the budget disappointing as it lacked as special packages for Odisha, pointing that West Bengal and Bihar were granted special packages but Odisha was ignored despite facing two natural disasters in the near past Phailin and Hudhud.Odisha ignored in budget, says Naveen Patnaik https://www.thehindu.com/news/national/other-states/odisha-ignored-in-budget-says-naveen-patnaik/article6947869.ece 5 March 2015 The Hindu 1 March 2015 Indian stock index SENSEX gained 140 points on the day of budget announcement.Budget: Sensex Ends 140 Points Higher; Nifty Above 8,900 http://profit.ndtv.com/budget/live-market-743123 5 March 2015 NDTV 28 February 2015 Kishore Biyani, CEO of Future Group, said new service tax rate may discourage consumption.Budget 2015: Middle-class consumers feel the pinch as FM Arun Jaitley raises duties and service tax http://articles.economictimes.indiatimes.com/2015-03-01/news/59642147_1_service-tax-tax-rate-fm-arun-jaitley https://web.archive.org/web/20150313232515/http://articles.economictimes.indiatimes.com/2015-03-01/news/59642147_1_service-tax-tax-rate-fm-arun-jaitley dead 13 March 2015 5 March 2015 The Economic Times 1 March 2015 See also Union budget of India 2015 Railway Budget of India References 3 Further reading Key Features of Budget 2015-2016 http://indiabudget.nic.in/ub2015-16/bh/bh1.pdf Government of India 3 March 2015 https://web.archive.org/web/20150314212400/http://indiabudget.nic.in/ub2015-16/bh/bh1.pdf 14 March 2015 dead How to invest in Pradhan Mantri Jeevan Jyoti Bima Yojana http://www.kasakaru.com/887-how-to-invest-in-pradhan-mantri-jeevan-jyoti-bima-yojana-life-insurance-scheme/ 3 May 2015 https://web.archive.org/web/20150504225138/http://www.kasakaru.com/887-how-to-invest-in-pradhan-mantri-jeevan-jyoti-bima-yojana-life-insurance-scheme/ 4 May 2015 dead| KasaKaru website How to apply for Pradhan Mantri Suraksha Bima Yojana accident insurance scheme? http://www.kasakaru.com/895-how-to-apply-for-pradhan-mantri-suraksha-bima-yojana-accident-insurance-scheme/ 4 May 2015 https://web.archive.org/web/20150504225140/http://www.kasakaru.com/895-how-to-apply-for-pradhan-mantri-suraksha-bima-yojana-accident-insurance-scheme/ 4 May 2015 dead| KasaKaru website Category:Union budgets of India Category:Premiership of Narendra Modi Union budget of India Category:2015 in Indian economy